What must a contractor provide to keep their insurance valid during a project?

For a contractor to maintain valid insurance coverage throughout a project, it is essential to provide proof of ongoing coverage. This requirement ensures that the contractor remains compliant with insurance obligations and provides protection against any potential claims that may arise during the project's duration. Ongoing proof of coverage keeps both the contractor and the client safeguarded, as it reflects that the contractor has not allowed their insurance to lapse and that they are financially prepared to handle any unforeseen incidents.

This proof often comes in the form of updated certificates of insurance or endorsements, which demonstrate the contractor's active status with their insurance provider. By maintaining this documentation, the contractor assures clients and subcontractors that adequate liability coverage is in place, which is a critical part of risk management in construction projects.