Which of the following would NOT be grounds for a civil penalty or license denial?

Having an expired business permit would not typically serve as grounds for a civil penalty or license denial in the context of licensing regulations. While it is important for businesses to maintain valid permits, an expired business permit alone does not indicate a willful act of deception or a violation of licensing laws that would warrant a civil penalty.

On the other hand, providing false statements for a license, arranging for another person to secure a license, and engaging in a licensed business without a license are actions that demonstrate serious breaches of trust or compliance with the regulatory framework. These actions involve deception, circumvention of regulations, or operating outside the bounds of legal requirements, all of which can lead to more severe repercussions in the form of civil penalties or even denial of the right to obtain a license. Thus, maintaining an active business permit is crucial, but the implications of an expired permit are not as severe as the other actions listed.